Excess is a surplus, an abundance, having more than enough. The business owner can no more live without “profit” than an employee without “wages”, a paycheck. Having your income equal to your living expenses is a difficult and tricky situation. Without more than enough income we most undoubtedly are trapped by our financial burdens in a state of daily insecurity.

I cannot understate that “profit-ability” is the life blood and heartbeat of any business. Some measure this by shear output of gross revenue or just the operational expenses. But those that are keen say it is a measure by income and expense together. Identifying ways to cut costs while also ways of improving cashflow expands the company’s margins. It is foolish to aim a businesses survival on merely covering costs instead of accounting for excess profits.

Going beyond individual’s financial struggles requires having money left over, a surplus income, an excess over the monthly bills. Having learned the dignity of hard work and providing for my future family I’ve discovered a power within that offered me true security. When you find yourself years into “making ends meet”and simply getting by, there comes a point of defeat and you must aim at expanding your margins to get ahead.

Realize that an income without more than enough is not nearly enough.

For it is common for someone these days to work around the clock and be so strapped that they can’t spend any less. Often having a lifestyle over their means destined to a sinking poverty. So I implore you to make any necessary sacrifices if that is your current state. Have the courage to figure out a way to have more money than month. Examine and track your household spending and see what can be adjusted in the financial formula. To ensure the life lesson of possessi